• Hours: Mon - Sat: 10am - 7pm
  • 4045 Forest Ln. Garland, TX 75042

About us

- Guaranteed Credit Approval -
Real Financing From Real People!
Compra Aqui Paga Aqui !!! Sin Licencia Sin Credito !!!


At Cars & Credit Master, we pride ourselves on our superior customer service, and treat every customer with the respect they deserve,regardless of whether they have bad credit, no credit or low credit! Our goal is to be a respectful and trustworthy business providing customers with an affordable and guaranteed auto credit for their automotive needs, not only in the sales and financing but also in regular maintenance of their vehicles after their purchase. We do not forget you after the sale and provide affordable and reliable services in our shop.

Some used car dealerships which offer “buy here pay here financing” may try to take advantage of consumers with bad or no credit. Here at Cars and Credit Master, we are dedicated to setting an example for other dealerships by offering a positive car buying experience and ensuring every customer is treated with respect and the service they deserve.

Our greatest assets are satisfied customers. To this end, we have made an outstanding investment in our inventory which now consists of newer pre-owned cars and trucks such as Cadillac Escalade, Lexus RX, Chevrolet Tahoe, Ford F-150 and Ford F-250. We also have some of the best cargo vans and work trucks in Dallas Fort Worth area such as Chevrolet Express up to 3500 Cargo series, Ford Econoline , Toyota Tundra and Chevrolet Silverado.

We take great pride in our satisfied and repeat customers and we are proud to be the best Buy Here Pay Here dealership with highest customer retention rates in DFW area. Thanks to our customers referring us to their relatives and friends, Cars and Credit Master is ever-growing and will continue to ensure affordable auto loans to bad credit, no credit and good credit customers. If you are looking for quality used cars, trucks or cargo vans in Dallas, Fort Worth and surrounding areas like Richardson, Garland, Rockwall, Joshua, Burleson, Cleburne, stop by one of our 5 convenient locations! We are here to help you and exceed your expectations!!!

— Cars & Credit Master Team


They are hand-picked, inspected, serviced and meticulously detailed by our expert service workers and ready to drive! Our inventory consists of CarFax Certified cars and all have clean titles. They are coming from estates, private owners, banks, leasing companies and other dealers. Most of them are lease returns or trade-ins. Up to 4 years warranties are available. *Call for details.

  • Clean Title Vehicles
  • CARFAX Certified
  • Late Model Vehicles
  • CARFAX Report
  • Inspection Report
  • Sedans, Trucks, SUVs, Minivans and Vans



With low down payment auto loan program, and low monthly payments on auto loan program, we want to earn your business. Down payment on bad credit auto loan starts as low as $799 and monthly payments on no credit or bad credit auto loan program start as low as $200 a month. We offer “guaranteed credit approval” with Credit Acceptance, on bad credit car loan application, the chances you will get approved with us is very high. Fill out online application and tell us which vehicle you need. We will get back to you ASAP with affordable and customized payment plan options and upon approval immediate delivery.


Have you noticed that most of our inventory are late model vehicles?

Almost all of our vehicles have a clean title.

We provide CARFAX History Report for all of our vehicles so you do not need to worry about past.

What’s your car worth? Receive the absolute best value for your trade-in vehicle. We even handle all paperwork. Schedule your appointment today!

Our cars are delivered fully-registered with all requirements completed. We’ll deliver your car wherever you are.

Our top-notch service staff can get your car or truck in and out quickly.

Schedule your service now!

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